A successful investment management relationship generally includes a clearly established investment profile, critical analysis, and ongoing communications. Steps in our investment management and asset allocation process include, but are not limited to:

Step 1

Meet to define your investment profile

  • We'll ask you probing questions, and listen to what you say. Our discussion helps to clarify your investment goals, time horizon and risk tolerance. In most cases, we'll meet at your home, business or other location that is convenient for you.

Step 2

Analyze current holdings

  • After developing your investment profile, we'll examine your existing holdings to consider if the asset allocation is consistent with those objectives. Each of your individual holdings would also be analyzed to identify which assets you might keep or eliminate.

Step 3

Design an investment plan and portfolio for you

  • Since your financial situation is unique, we'll develop a portfolio with you that's likely to be different from that of any other client. We will also present recommendations regarding the procedures we plan to use to build your portfolio.
  • This step may be repeated until you are comfortable with an investment program that has been designed for your unique situation.

Step 4

Implement plan

  • Using your investment plan as our map, we generally make pre-approved changes in your holdings so that your new portfolio consists of securities you've authorized.

Step 5

Provide ongoing management of your portfolio

  • After your portfolio is established, our ongoing asset management. may include monitoring market conditions and periodically communicating with you to determine if your investment profile has changed. If we agree that adjustments in your portfolio seem appropriate, we would make the changes for you.